Terms & Conditions
Welcome to National Benefit Alliance. By accessing or using our website and services, you agree to be bound by these Terms and Conditions. Please read them carefully.
1. Acceptance of Terms
By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, as well as our Privacy Policy. If you do not agree with any part of these terms, you must not use our services.
2. Description of Services
National Benefit Alliance provides information and assistance regarding various government and private benefit programs. We help users identify programs they may qualify for and connect them with resources and specialists who can assist with enrollment.
Our services include but are not limited to: pre-qualification screening, benefit program information, referrals to enrollment specialists, and general guidance about available assistance programs.
3. Eligibility
To use our services, you must be at least 18 years of age and a resident of the United States. By using our services, you represent and warrant that you meet these eligibility requirements.
4. No Guarantee of Benefits
We provide information and assistance regarding benefit programs, but we do not guarantee that you will qualify for or receive any specific benefits. Eligibility for government and private benefit programs is determined by the administering agencies and organizations, not by National Benefit Alliance.
5. Free Services
Our core services are provided free of charge. We do not charge fees for information, pre-qualification screening, or referrals to benefit programs. Any benefits you may receive are provided directly by government agencies or other organizations, not by National Benefit Alliance.
6. User Information
You agree to provide accurate, current, and complete information when using our services. You are responsible for maintaining the confidentiality of any account credentials and for all activities that occur under your account.
7. Communication Consent
By providing your contact information, you consent to receive communications from National Benefit Alliance and our partners via telephone, text message, and email. This includes automated calls and text messages. You may opt out of these communications at any time by following the unsubscribe instructions provided in our messages.
8. Third-Party Services
We may connect you with third-party service providers, including enrollment specialists, government agencies, and other organizations. We are not responsible for the actions, services, or policies of these third parties. Your interactions with third parties are solely between you and them.
9. Intellectual Property
All content on our website, including text, graphics, logos, and software, is the property of National Benefit Alliance or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without express written permission.
10. Disclaimer of Warranties
Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, error-free, or secure. We disclaim all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.
11. Limitation of Liability
To the fullest extent permitted by law, National Benefit Alliance shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our services. Our total liability to you for any claims arising from your use of our services shall not exceed $100.
12. Indemnification
You agree to indemnify and hold harmless National Benefit Alliance and its affiliates, officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including attorneys' fees) arising out of your use of our services or violation of these Terms.
13. Modifications to Terms
We reserve the right to modify these Terms and Conditions at any time. We will notify you of any material changes by posting the new Terms on our website. Your continued use of our services after such changes constitutes your acceptance of the modified Terms.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the United States and the state in which National Benefit Alliance is headquartered, without regard to its conflict of law provisions.
15. Dispute Resolution
Any dispute arising out of or relating to these Terms or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. You waive any right to participate in a class action lawsuit or class-wide arbitration.
16. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
17. Contact Information
If you have any questions about these Terms and Conditions, please contact us through the information provided on our website.
Last Updated: These Terms and Conditions are effective as of the date of your use of our services.